I've found them to be instant for small amounts, such as what would be valid under tap-to-pay, but it takes a good 20 minutes up to 2 hours for larger amounts to be transferred and sometimes the bank calls you to validate the transaction. Not my definition of "instant" at that point. Also, due to technology reasons, not all Interac E-Transfer banks and credit unions support "autodeposit" which means if not supported, you have to click a link and then sign in to your online banking or banking app. Then pick an account to deposit to and enter the password or phrase the sender set. Not to mention having to add a contact first, which might require signing in to your bank again to validate the addition of the contact.
So ... if this is instant, it leaves a lot to be desired still. It's not as fast as sending someone cash over a messaging app, say. And it doesn't work well with international networks, and there are expensive fees for cancelling a transaction, and banks can waive the fees, but if you're on a free plan chances are you either don't have auto deposit, or you'll have to pay for the Interac E-Transfer fee. They commonly set it at $1-1.50 per send, when internally, transferring money between banks (such as with Canadian EFT) is barely a penny. Of course, an EFT transfer generally takes 2 days, but I can't imagine it has to take that long, you'd just have to do inter-bank settlement more frequently.
If your business was in the UK, the ICO can and would be able to stop you processing data, and get a search warrant for your business address. This is because they report directly to the government.
I doubt you'd be able to fix any issues before they get involved.
I guess the UK ICO has a different (read: the correct) view:
""When we do need to apply a sanction, fines will not always be the most appropriate or effective choice," Denham said. "Compulsory data protection audits, warnings, reprimands, and enforcement notices are all important enforcement tools. The ICO can even stop an organisation processing data."
"None of these will require an organisation to write a cheque to the Treasury, but they will have a significant impact on their reputation and, ultimately, their bottom line," she said."
I can also rep Mullvad, they also allow people to pay in Bitcoin or even mail them money (with your account number attached) and they'll add time to your account.
I've been using them for a few years now and never had any issues.
>(they fail miserably with 4k resolution)
I use an external GTX 1070 over Thunderbolt 3 on a 2017 Dell XPS 15, and have 2 2160p monitors.
4K gaming is no problem at the refresh rates that 4K offers (usually 60Hz)
