>Since an auto-loan is secured by the vehicle, your lender can and does put conditions on your use of the vehicle.
The distinction is that those are contractual conditions. If you fail to carry comprehensive insurance on your vehicle, they may repossess it etc. according to the contract, but the police don't come to arrest you.
1) Not for violating the contract with the car dealer.
2) It's not the same insurance. The law typically requires you to carry liability insurance, which covers third parties you harm. The car dealer wants you to insure against damage to the car, which the law may not require you to insure against.
FWIW, I don't think this should be a criminal issue. I support the right of the telcos to put in whatever twisted and crazy terms they want into their contracts, but their only recourse should be a civil suit.
Why should they be allowed to write onerous contracts? This isn't a freedom issue - they're specifically choosing to bid for handling a limited public resource.
Every minute of hassle and every unreasonable fee holds back the rest of society like broken windows.
The distinction is that those are contractual conditions. If you fail to carry comprehensive insurance on your vehicle, they may repossess it etc. according to the contract, but the police don't come to arrest you.